Jim Spachman

August means back-to-school season—and for many students, a move into an apartment or off-campus residence. Did you know a landlord’s insurance generally does not cover a tenant’s personal belongings? If you or someone you know needs renters insurance, our team is happy to explain the available coverage options. Contact us today for a free renters insurance quote!

Hello! My name is Jim Spachman, and I have been blessed to be a State Farm Agent for thirty-one years in the Bloomington-Normal area. My career started as a commercial underwriter and then as a fire claims adjuster where I helped local State Farm customers with their claim losses. I also traveled to other areas to adjust the damage from the devastation caused by Earthquakes, Tornado's, and Hurricanes. It was an eye-opening experience, and it was there that I found a passion for helping customers and saw the importance of having the correct amount of insurance coverage.

I completed my undergraduate and graduate degrees at Illinois State University and met my wife, Lisa, our freshman year! Lisa is a retiree of State Farm, and we are blessed with 3 amazing children: Abby, Carrie, and Jimmy and three wonderful granddaughters!

Our family has been members of St. Patrick’s Church for 42 years. Lisa and I enjoy volunteering for the local Boys & Girls Club and are regular servers at the Salvation Army. Athletics has been a constant in our personal and business life. We enjoy encouraging kids in the community to participate in athletics & academics through sponsorships and awards. I am huge fan of “Da Bears”, enjoy working out and hiking, followed by a pizza and beverage!

Team Spachman is a large Agency! Our 12 full time staff members have many years of experience, are energized and ready to help find the right level of coverage for your personal and business needs. It is very important to me that our team provides exceptional service while having fun!

While our office has been awarded the President’s Club 28 times, Chairman's Club 22 consecutive years and Ambassadors Travel 31 consecutive years, those recognitions are not our goal. Our whole team is focused on our current and future customers’ needs! Thank you to all that have allowed us to work for you!

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. In Bloomington, you can count on Jim for personalized service.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Jim is here to help your Bloomington household feel covered.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Jim about your options in Bloomington.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Jim is proud to serve the Bloomington community.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Serving Bloomington and the surrounding area, Jim can help answer your questions.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Jim serves Bloomington, IL and is happy to help with your insurance needs.